Fixed Income provides steady cash flow and capital security.  Within Fixed Income, Mortgages play an integral part to improving your returns and diversifying risk.

Fixed Income can be broken down into two components: Capital Protection and Consistent Returns.  The Capital Protection component of Fixed Income investments maintains that your capital will be stable and secure over your investment horizon. The Consistent Return provides exactly that, a predictable and reliable income stream that you can count on through your holding period. 

There are numerous sub-categories of Fixed Income investments, such as bonds (both corporate and government issued), guaranteed investment certificates (GIC), term deposits, money market funds and mortgage funds.

Mortgage Investments are a beneficial addition to any Fixed Income portfolio as they exhibit low correlations with other asset classes.  In addition, mortgage investments have been shown to provide superior absolute and risk-adjusted rates of returns. 

Mortgage Investments provide a high level of Capital Protection through the security on real property. 

Further information on the technical aspects of adding mortgage investments to your portfolio can be found in the Technical Analysis section of this website.

Private Investors are able to add mortgage investments to their portfolios through the ACM Commercial Mortgage Fund. 

Institutional Investors are able to add mortgage investments to their portfolios through Mortgage Fund One, Mortgage Fund Two, and the ACM Commercial Mortgage Fund.